Guides
Guides
One question per page: loan texts, 7726, HMRC and parcel scams, bank and family impersonation, loan fee fraud and how to report. Every fact comes from the official page listed under it.
UK number checker
Open the tool- Is this number a scam? A 6-point checklistSix checks for an unknown UK number or text: the range, the number type, the cost of calling back, what it asks, the pressure, and how to verify.UK number checker
- What does an unallocated phone number mean?Ofcom lists every block of UK numbers as allocated, free, protected or quarantined. Why a number in a block no provider holds means a faked caller ID.UK number checker
- What is Report Fraud? The service that replaced Action FraudSince 4 December 2025 fraud and cyber crime in England, Wales and Northern Ireland is reported to Report Fraud, not Action Fraud. Where, how, and Scotland.UK number checker
Scam text checker
Open the tool- Why do I keep getting loan texts, and how do I stop them?The UK rules on marketing texts, what the ICO fined a loan-text firm for in 2026, and the steps that make the texts stop: don't reply, 7726, ICO.Scam text checker
- How to forward a scam text to 7726 (iPhone and Android)Step by step for iPhone and Android, from the NCSC: what 7726 does with your report, what it costs, and what to do if 7726 does not work.Scam text checker
- HMRC scam texts: tax refund messages and where to report themWhat HMRC says it does and does not send by text, the tax refund pattern, and where to forward a fake: 60599 or phishing@hmrc.gov.uk.Scam text checker
- Parcel delivery scam texts: missed delivery and redelivery feesThe missed-delivery texts Royal Mail has published as scams: a small fee, a shortened link, a lookalike site. How to check a parcel safely.Scam text checker
- Texts pretending to be your bank: how to check themWhat your bank will never ask by message, the Take Five steps (Stop, Challenge, Protect), and what to do straight away if you replied.Scam text checker
- The 'Hi Mum, this is my new number' scamHow the family impersonation scam works on text and WhatsApp, the one check that stops it, and what to do if you have already paid.Scam text checker
- Loan offers that ask for a fee first: loan fee fraudHow loan fee fraud works (£25-£450 upfront, per the FCA), how a genuine broker's fee must be disclosed, and how to check a firm with the FCA.Scam text checker